Medicare Advantage plans in Mesa, AZ are health plans offered by private insurance companies that contract with Medicare. These plans must provide at least the same benefits as Original Medicare (Parts A and B), but they may also offer additional benefits, such as dental, vision, and hearing coverage, as well as prescription drug coverage.
There are several different types of Medicare Advantage plans, including Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Special Needs Plans (SNPs). Each type of plan has its own set of rules and restrictions, so it’s important to understand the differences before choosing a plan.
When you enroll in a Medicare Advantage plan, you’ll receive all of your Medicare benefits through that plan. You’ll still have to pay your Medicare Part B premium, but your Medicare Advantage plan may also charge you a premium, depending on the plan.
Some Medicare Advantage plans include prescription drug coverage, known as a Medicare Advantage Prescription Drug (MA-PD) plan. If you enroll in an MA-PD plan, you’ll get all of your Medicare benefits through the plan, including your prescription drug coverage.
You might choose Medicare Advantage plans in Mesa, AZ over Original Medicare for several reasons. Here are a few:
Additional benefits: Medicare Advantage plans may offer additional benefits, such as dental, vision, and hearing coverage, not covered by Original Medicare.
Lower out-of-pocket costs: Medicare Advantage plans often have lower out-of-pocket costs than Original Medicare, saving you money.
Prescription drug coverage: You can enroll in a Medicare Advantage Prescription Drug plan if you need prescription drug coverage.
Convenience: With a Medicare Advantage plan, you’ll have all of your Medicare benefits in one plan, which can be more convenient than dealing with multiple providers.
