According to a group of professional automotive insurance industry representatives, many drivers are confused about what kind of SR-22 insurance they require. The trouble is that there is no such type of Illinois auto insurance plan on the market. Slick marketing campaigns have given motorists the wrong idea about what SR-22 plans are. This designation actually refers to a specific form that states a policy either meets or exceeds a minimum liability coverage level spelled out by state laws.
Chances are that most people who file for an Illinois auto insurance plan won’t actually need to get this form or share it with any state authorities. Courts will require them when certain traffic-related violations have occurred as a result of an event that ended with a ticket or something more serious. Any driver who has to submit this form will be aware of the fact since they will receive a message from a court asking them to do so. Fortunately, representatives of an area insurance agency have been aware of the situation for some time and are able to provide the appropriate paperwork in order to help motorists who might have run into legal trouble. Others who may have greater liability requirements over just the bare SR-22 minimum may have to apply for FR-44 forms, which again may be available from an insurance office. Those who need this kind of documentation should simply look for the right office.
Learn more about a low-cost alternative Illinois auto insurance plan by visiting the Insured ASAP Insurance Agency online.
