As you near retirement age, you might start to wonder about what kinds of coverage is available to help you pay for your medical and healthcare expenses. You might be unable to afford the COBRA insurance your job offers. You also cannot afford to go without a policy, however.
Instead of relying solely on Medicare, you may want to take out a supplemental policy to act as primary to it. You can find the right coverage for your needs by consulting with an experienced insurance agent in Miami.
Affording Coverage
When you consult with one of these agents, you might find policies you can afford on your limited income. You may only be able to afford a premium of a few hundred dollars each month. You cannot go over that amount if you want to live somewhat comfortably.
Your agent can research and find policies that fit your financial boundaries. He or she can ensure you get coverage you can afford and avoid buying a policy that it too expensive for your limited budget.
Your agent can also find a policy that is practical and useful to you. You may get the coverage you need to go to the doctor, undergo medical testing and handle other medical needs you may encounter in your retirement.
