Understanding Liability Auto Insurance in Philadelphia, PA

Automobile insurance is something that you are going to have to have if you want to operate a motor vehicle in the United States. States generally require that you carry at least liability insurance in order to drive on U.S. highways. If you want to get auto insurance in Philadelphia, Pennsylvania, there are certain things you need to mindful of concerning operating a vehicle.

As with most places in the U.S., the Commonwealth of Pennsylvania requires that if you want to operate a motor vehicle, you must obtain at least liability coverage. This is to protect you as well as the other driver in case of claims made against you. In case of an accident where you are at fault, this liability coverage will compensate the driver of the offended automobile for injury and damages.

The minimum amount of this liability coverage is $15,000 per individual and $30,000 per incident. Of course, it doesn’t have to stop there. You can purchase as much as you think you need, especially if there are valuables or assets to protect. It is important to understand that purchasing the minimum liability coverage may not release you from further claims being pursued against you if the injuries sustained by the offended party incurs more expenses than your policy will pay. Therefore, it is good to purchase a sufficient amount to ensure that you are properly and safely insured. It is good also to purchase property damage coverage. It is no fun when after the headache of having to resolve issues from an accident is over, you now face losing a lot more. You could have just saved yourself some money and purchased what you need.

Imperial Insurance Agency will work to get you the rates you seek and need, offering discounts for good drivers and multiple car plans. They also offer home policies and business insurance. Imperial Insurance Agency is also able to help you with your automobile tags in Pennsylvania. Take care of your automobile insurance needs today.

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