How Will Life Change in the Days After My Personal Bankruptcy Filing?

The decision to file for bankruptcy was not one that came easily. It was only after exhausting all other possible solutions that you decided it was time to seek a bankruptcy lawyer in St. Petersburg, FL.

And now that your petition for a Chapter 7 or Chapter 13 bankruptcy is filed, life is about to change. Here are some of the good things you can expect to happen in the days, weeks, and months ahead:

Collection Calls Will Stop

After you file for bankruptcy, the court notifies your creditors and you’re extended bankruptcy protection. Legally, most of them are required to stop contacting you at work or at home.

This means you’ll no longer cringe every time the phone rings.

And if a creditor does contact you, remember that you do not have to provide anything other than confirming you have filed for bankruptcy protection. You can also provide the contact information for your bankruptcy lawyer in St. Petersburg, FL.

Should any creditor persist in collection attempts, notify your lawyer immediately. The court will ensure those collection calls come to an end.

You Can Sleep at Night Again

You had no idea how much those financial worries were interfering with your sleep. It’s only after the pressure is off and you enjoy a night of truly recuperative sleep that you begin to understand how much the uncontrollable debt was affecting your life. Expect to feel more physically and emotionally balanced as time goes on and you continue to get the sleep your body needs.

You Begin to Feel Hopeful about the Future

When was the last time you looked to the future with any degree of hope? After your bankruptcy lawyer in St. Petersburg, FL, files the petition and the process begins, it may be possible to think about setting goals and making plans. The tips you pick up while attending the mandatory finance and budget classes provide more tools to help you make those future plans. In a few years, you could be in a much more stable financial position.

While bankruptcy is not always the answer, it could be the right choice for you. Talk with a lawyer today and go over your options. The right choice will allow you to get the fresh start that you need, learn from the past, and hopefully pave the way for a brighter future.

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