Drivers are required to purchase auto insurance Blandon PA to fulfill mandated requirements. The commonwealth state has initiated laws that require all drivers to provide proof of financial responsibility. Failure to provide evidence of compliance results in penalties, which could render the driver unable to drive for at least a three-month period. The state has initiated these stipulations to prevent litigation.
Penalties for Non-compliance
Berks County penalizes non-compliant drivers by assigning fines of at least $300. These drivers also face impoundment of their vehicle and fees required for restoration of vehicle registration and their license. Any driver who fails to comply with the stipulations of these penalties are further charged with infractions such as driving without a license.
Drivers can discover more about auto insurance Blandon PA by contacting an insurance carrier. They are not limited to the mandated requirements. Additional policies are available. Among them are funeral benefits, which pay for family members who are killed in an accident. Income losses are covered when a victim is unable to return to work immediately; the amount of wages paid depends on the severity of injuries and recovery time.
An extraordinary medial benefits policy provides coverage that begins at $100,000 with a maximum of $1,000,000. Further options include death benefits when a fatality occurs within a twenty-four-month period after the accident. Gap coverage is also helpful as it pays for any costs that were not covered by an auto insurance Blandon PA policy.
What Affects Insurance Premiums?
Common factors that contribute to the cost of auto insurance Blandon PA premiums are the driver’s age, marital status, and their driving record. The insurance carrier evaluates these elements for the driver’s spouse a they are required on the policy. The make and model of the automobile may affect these prices, especially if the vehicle is a sports model. In these instances, the color of the automobile may raise premiums; black and red sports cars incur increase rates.
The way in which the driver chooses to pay their insurance premiums may affect these costs. For example, vehicle owners may submit payments either monthly, quarterly, semi-annually, or annually. They may receive discounts for remitting lump-sum payments that cover a longer duration.
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