In California, auto owners are required by law to purchase adequate coverage for their vehicles. The state requires personal injury protection along with standard liability coverage. The auto owners must present evidence of the insurance to renew their tag or to register a new vehicle. A local agent provides access to Cheap Car insurance in San Jose for these auto owners.
Discounts for Clean Driving Records
The auto owner receives discounts for maintaining a clean driving record. This indicates that they didn’t receive any moving violations. It also shows that they were not involved in any automobile accidents. Typically, this discount is available at a restricted level when they start the policy. After they maintain the clean driving record for up to one year, they have access to additional discounts.
Discounts for Teens with High GPA
Teen drivers who maintain a higher grade point average have access to discounts as well. However, they must provide evidence of their grade point average at the end of each term. This applies to high school and college students in their teens. If their grade point average is decreased, the discount may not be available until the next grading period.
Discounts Based on Age
Drivers receive their first age-based discount when they turn twenty-five. At this age, they aren’t considered as much of a risk as younger drivers. The auto owner can also receive further discounts when they reach the age of sixty.
Multiple Car Discounts
Policies in which multiple vehicles are added could also present discounts. The auto owner could acquire discounts by adding multiple vehicles or motored-equipment such as watercrafts to an umbrella policy as well. The total number of vehicles added determines the value of the discount. However, the driving record of each driver could apply to the policy.
In California, auto owners are required to follow all insurance laws. The laws require them to purchase personal injury protection and liability coverage. The insurance laws are in place to mitigate the potential for lawsuits related to auto accidents. Owners who need to review Cheap Car insurance in San Jose can visit Coastautoinsurance.com for a free quote.
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